Show Proof You Qualify For the Loan Program

Borrowers who are pre-approved have the upper hand when searching for a home. The first is they know their price range. A pre-approval letter tells you exactly what you can afford.

How to make your offer stronger

A pre-approval letter demonstrates to the sellers and real estate agent that you're a serious buyer who will not have trouble obtaining financing.

How long does it take to get pre-approved for a mortgage?

With me, you can get pre-approved for a mortgage within 30-60 minutes if I have your necessary documents. Those who say they can pre-approve you in minutes are actually "pre-qualifying" you if they don't have your credit report, income and asset statements.

When does my pre-approval expire?

Pre-approvals are valid for 90 days. You can always have it renewed if you didn't put an offer on a home in three months of receiving a pre-approval letter. Simply get in touch with me.

If I get pre-approved will that impact my credit score?

Yes. We need to check your credit report to pre-approve you, and your score may drop by a few points. However, if you applied with two other lenders over 21-30 days and they checked your credit, the credit bureaus will consider these inquiries as just one credit pull and your score will only be lowered one time, not three.

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